When it comes to the kind of commercial insurance your small business needs, it helps to have an insurance agent who knows the ins and outs of your business and the risks you face. In Glen Carbon IL there is the Goshen Group Inc. We make it our business to understand your risks and mitigate them as much as possible. 

Small businesses are more vulnerable to many hazards. Making sure that your commercial insurance offers you the right protection helps to guarantee that you won’t be one of the businesses that doesn’t survive. 

Commercial Property Insurance

No matter what type of small business you have, there will be property involved. You may think if you rent you don’t need property insurance, but you would be wrong. Beyond the physical building, commercial property insurance covers the things you need to do business. That might be machinery, office equipment, computers, printers, tools, raw materials, or inventory. All of these would cost you a lot of money to replace if your business was hit by a covered hazard. Having to replace everything could kill your business without commercial insurance. 

Commercial Liability Insurance

Small businesses are particularly vulnerable to being sued. It is a sad fact. You need to be prepared to pay a judgment and legal fees. Most businesses don’t have the extra cash to handle something like this. Your commercial liability insurance can literally save your business. 

Business Interruption Insurance

When your business is hit by a covered hazard you may be closed for a period of time. You won’t have any income, but unfortunately, your bills won’t stop. This insurance will help you remain in business even without income. 

Contact Goshen Group Inc. in Glen Carbon IL when you are ready to discuss the kinds of commercial insurance that are a good fit for your business.