If you are a homeowner, you need a home inventory. Chances are that you will need to file a claim at some point with your home insurance company. When filing a claim, a home inventory is a big help in getting the process moving smoothly and quickly. At Goshen Group Inc. in Glen Carbon, IL we work with our clients to make sure they have the correct amount of home insurance and it’s affordable. 
 

Creating and storing a home inventory

A home inventory is a listing of the contents of your home. Think about that. If a covered peril damages or completely destroys your home, you will need to let the insurance company know what needs to be replaced. Imagine trying to give them a list when you are traumatized by the damage done. Making the inventory when everything is in its place is much easier. 

Get a notebook, and bring along a way to take pictures. Do one room at a time and list everything in the room. Big and small, open drawers and closets. Make your list as detailed as possible. Add brand names, model numbers, and serial numbers if applicable. Take pictures of the rooms from various angles, and make sure big items are featured. Attach invoices or sales slips and have appraisals for pricier items. 

Don’t forget to go into the attic and the basement. Visit the garage and a shed if you have one. When you are finished you need to find a safe way to store your inventory. It is better if you store it away from your home to keep it safe. Making a copy and placing it on the cloud works. A safe deposit box is another good option. In any case, make sure it is in a fire and water-resistant box. 

In Glen Carbon, IL contact Goshen Group Inc. for all your home insurance needs.