Will my auto insurance policy be canceled if my license is suspended?

If you’re a driver in Glen Carbon IL, you’re probably well aware of the high cost of car insurance. And, if you’re like most people, you probably want to do everything you can to keep your rates low. Unfortunately, getting your license suspended is one surefire way to see your rates increase. But what about your current auto insurance policy? Will it be canceled if your license is suspended? Goshen Group Inc. in Glen Carbon, IL is here to provide a guide. 

License Suspension & Auto Insurance Policy

If your license is suspended for failing to pay child support, your auto insurance company is not required to cancel your policy. However, if your license is suspended for failing to pay for traffic tickets or for driving under the influence (DUI), your insurer may cancel your policy. 

Even if your insurer doesn’t cancel your policy, they may choose to non-renew it when it comes up for renewal. 

Of course, even if your current insurer does decide to non-renew or cancel your policy, you’ll still be required to maintain some form of auto insurance while your license is suspended. Illinois law requires all drivers to carry liability insurance at the very minimum. So, if your policy is canceled or non-renewed, you’ll need to find another way to maintain coverage—likely through a high-risk insurer specializing in providing coverage for drivers with suspended licenses. 

Contact Us Today

If you’re facing a license suspension in the greater Glen Carbon, IL community, give us a call.  In most cases, your insurer will not cancel your policy outright—but they may choose to non-renew it when it comes up for renewal. A suspended driver’s license raises many questions. Contact Goshen Group Inc. to help you find the answer to your situation.