If we can't insure it, more than likely, it can't be done.  More than 30 years of experience in handling unique and hard-to-insure accounts has given Goshen Group, Inc., access to a wide variety of Specialty Programs and markets.  

Specialty Commercial Insurance Coverage for:

  • Contractors Insurance: GC's, Consultants, Roofers, HVAC, Plumbers, Drywall

  • Bars/Taverns/Clubs Insurance: Local, College Bars, Clubs

  • Manufactures Insurance: Furniture, Machines, Plastics

  • Civic Org. and Clubs Insurance: Youth Athletics, Rotary 

  • Transportation Service Insurance: Taxis, Shuttles, Limos,

  • Social Services Insurance: Counseling, Hospice, Home Heath Agency

  • Wholesalers Insurance: Durable/Non-Durable, Distributors


Goshen is an independent Contractors Business Insurance Agency. What does this mean? This means we have access to multiple contractor business insurance providers and are able to custom tailor a policy to your specific needs. Just like any other type of commercial business, your business needs solid insurance offerings for your industry specific coverage. There are many things to consider like: possible injury, equipment, tools and defects. These are all important facets of your business to take into account when considering what type of coverage may be necessary.

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Commercial General Liability

  • Excess or Umbrella

  • Waiver of Subrogation – blanket coverage included per prior written agreement

  • Additional Interests – blanket coverage when required by contract, written agreement or written permit for ongoing operations

  • Primary and noncontributory wording


  • Building

  • Contents

  • Business Personal Property

  • Business Income

  • Basic, Broad and Special Form

  • Replacement Cost or Actual Cash Value

  • Equipment Breakdown

  • Contractor’s Equipment

  • Accounts Receivable

  • Computer Equipment

  • Outside Signs

  • Valuable Papers

Inland Marine

  • Inside the Premises – theft of money and securities

  • Inside the Premises – robbery or safe burglary of other property

  • Outside the Premises

Tailored Products

  • Binding Authority

  • Practice and Project-Specific Policies

  • Builders’ Risk

  • Wrap-Up (OCIP/CCIP), Re-Wrap and Wrap Gap/DIC Policies

  • Discontinued Products/Completed Ops

  • EIFS

  • Railroad Protective

  • Owners’ & Contractors’ Protective and Owners’ Interest

  • Contractors’ Pollution

  • Contractors’ Professional

    • Design Build

    • Contractors’ Errors and Omissions

    • Data Breach

​Additional Forms By Product

  • Project-Specific

    • Description of project

  • Wrap-Ups

    • Soils report

    • Overview of project, including project cost and sales details

    • Program admin & peer review firms

  • Owners’ Interest

    • Description of project

  • Discontinued Products/Comp Ops –

    • Overview of past work

  • Foreclosed and Abandoned Projects –

    • Description of project

Brokerage, binding and program capability

  • A.M. Best “A-” or better markets

  • Admitted and non-admitted carriers

  • Available nationwide

  • Monoline and package available

  • Low deductibles

  • Low minimum premiums

  • High limits available

  • New ventures with no prior coverage

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact an Goshen specialist.

Insurance - General Liability / Workman's Compensation for Specialty Industries