The Facts About RV Insurance

If you own an RV, you know just how special of an investment it is. The best thing you can do for yourself and to protect your RV is to obtain insurance. We offer RV insurance here at Goshen Group Inc. in Glen Carbon, IL. We offer many types of coverage options that range from comprehensive to collision. We cover many types of RVs, including toy haulers and pop-up campers.

RV Insurance Requirements

All motor vehicles in the state of Illinois, including RVs, must be covered with liability insurance at the minimum. Liability insurance will cover property damage and injuries you may be responsible for to other people. Trailers are not required to have liability insurance. If you plan on driving your RV on the road, you will need insurance. You put yourself at as much risk in your RV as you do in your vehicle. You could face hefty fines if you fail to obtain RV insurance, which could jeopardize your finances.

RV Insurance Coverage

There are many options for you to choose from depending on how much you drive your RV, including:

• Liability- This is a state requirement but will cover damages if you are at fault for an accident and cause injuries to another person.
• Collision- This coverage will protect you against damages sustained to your RV if you are involved in an accident with another motorist.
• Comprehensive- This will pay for your repair or replacement expenses if your RV is damaged from things not related to an accident with another motorist, such as theft, fire, or vandalism.
• Total loss replacement- If you experience a total loss of your RV, this will reimburse you for the amount of your RV.

Quotes

To obtain a quote for your RV, visit Goshen Group Inc. Our office is located in Glen Carbon, IL.