Auto Insurance in Illinois

Do you want the security of knowing that you have the right auto insurance coverage for driving in Glen Carbon, IL? Goshen Group Inc. provides you with that security by helping you choose the right auto coverage. Here's what you need to consider when purchasing auto insurance in Illinois.

Illinois Auto Insurance Requirements

To register and drive your vehicle, the state requires you to carry a minimum amount of insurance that includes:

Liability- both property damage and bodily injury
Uninsured motorist

You're required to carry uninsured motorist because of the number of uninsured motorists cruising through your neighborhood. As for liability, it covers the costs of damage and injury expenses for the other driver if you are at fault.

Verification Requirement

Along with minimum coverage, the following requirements are also in place:

Carry your insurance card in your vehicle at all times
Show proof of insurance to law enforcement upon request
Provide proof of insurance when registering your vehicle
Electronically verify insurance twice a year through the Illinois Insurance Verification System

As you can see, the state considers vehicle safety a priority. Therefore, auto insurance isn't an option.

Penalties for Driving Uninsured

With so many ways of verification in place, the penalties for not having insurance can be steep.

For example, if caught without insurance, you could face:

A fine
License, license plates, and registration suspension
Reinstatement fees

Even with such stiff penalties, none of these compare to the costs you'll face if you're at fault without coverage.

We Can Help You Protect Yourself

At Goshen Group Inc., we can provide you with the right amount of auto insurance coverage you need. Our online rating tool will help you choose the right amount of coverage. Once covered, we will handle the required electronic verification for you.

If you're in the Glen Carbon, IL area, come by or contact us today to discover how our agents can help you choose the right auto insurance that meets your needs.